Bloomington–Normal, Illinois
Financial planning, at home in Bloomington–Normal.
Toft Wealth is a fee-only financial planning and investment advisory firm based in Bloomington–Normal, Illinois. It works with households nearby in person, and with clients elsewhere by video.
What Toft does
One advisor, responsible for the whole picture.
Toft’s primary service is Wealth Management: financial planning and investment management in one ongoing relationship, for a single fee based on the assets it manages. Planning is included; there is no separate charge for it, and no account minimum. Two narrower engagements, Ongoing Planning and Project Planning, are available when planning without investment management fits better.
The work follows the Financial Plat, Toft’s planning process: one drawing of what you own, owe, earn, and intend, with each decision made in the context of the others. See services and fees or read about the process.
Who it is for
Guidance for meaningful seasons.
Toft is often most useful when responsibility, change, or uncertainty makes the path harder to see: approaching retirement, after the loss of a spouse, or after receiving an inheritance.
Retirement
Coordinate income, taxes, investments, and the choices that shape the years ahead.
Explore retirement
Widowhood
Move carefully, handle what is urgent, and make larger decisions when the time is right.
Explore widowhood
Inheritance
Understand what you have received, then decide what it should become, at a considered pace.
Explore inheritance
Getting started
A first conversation, in person or by video.
Toft meets clients in person around BloNo or by video, whichever is easier. A first conversation is a chance to understand your situation, the help you are looking for, and whether Toft is a useful fit; nothing begins until the scope and next steps are in writing.
Reach Clark at hello@toftwealth.com or (309) 718-8884, or start with the conversation form. Common questions are answered in the FAQ.
Wealth, at Home.
Good advice brings order to your financial life, and room to live it well. Start with what is on your mind.