Wealth,
at Home.
Fee-only financial planning and wealth management for households who want to steward what they have well. An independent fiduciary, in Bloomington–Normal, Illinois, and by video.
Every decision, in its place.
The Financial Plat is Toft’s planning process: seven parts of your financial life, worked through in order and kept current in one plan.
Conversation
A 30-minute call, then a Proposal Meeting to see where things stand and whether Toft fits.
Planning
Work through the seven areas of the Financial Plat and put the plan in place.
Stewardship
Meet twice a year, call when something changes, and keep the plan current.
When a financial life needs organizing.
Life changes bring new decisions. We’ll help you understand them and make them in order.
Retirement
Coordinate income, taxes, investments, and the choices that shape the years ahead.
Explore retirement
Widowhood
Move carefully, handle what is urgent, and make larger decisions when the time is right.
Explore widowhood
Inheritance
Understand what you have received before deciding what it should become.
Explore inheritance
Three ways to work together.
Wealth Management brings planning and investment management together, with one advisor responsible for the whole picture. Ongoing Planning is the same planning, without investment management. Project Planning is advice on one decision or transition, for a fixed fee.
See services and feesStart with a call.
A 30-minute conversation, by phone or video. Bring what’s on your mind; we’ll take it from there.